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River City is a specific housing development located in the area where Polk and Wells intersect in Chicago. This area is known for its distinctive architecture and is closely associated with the city's urban landscape. The River City complex offers a seamless integration of residential and recreational space along the river, making it a notable landmark in Chicago.

Other options reference different locations in Chicago, but they do not correspond to the specific designation of River City. Michigan and Ontario pertain to a generally recognized part of downtown, while North Ave and Clark refer to an entirely different neighborhood context. Dearborn and Monroe is likewise in a separate part of the city. Thus, the selection that accurately identifies the location of River City within Chicago is indeed where Polk and Wells meet.